RGC Capital Inc. is a professional Commercial and Private money lender.
We partner with RGC Capital to provide a variety of lending programs offered.
About RGC Capital
RGC Capital Inc is an experienced commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 2000 closed transactions, we have earned a successful reputation. Our unique lending programs make RGC Capital an ideal choice for brokers, business owners, and all other affiliates.
Stated Income Nationwide
Ideal for real estate investors and business owners seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Program Highlights
- Fully amortized 30-year fixed rate
- Based on property value, not personal income
- Minimum Fico 650
- Best alternative to hard money loans
- No income taxes require for self-employed investors and small business owners
Property Types
- Investor 1-4: SFR, Condo, and 2-4 Units
- Multi-Family Apartments (5+ Units)
- Mixed-Use and Mobile Home Parks
- Commercial: Office, Retail, Warehouse, Industrial, Self-Storage, and Automotive
Fix & Flip
Nationwide
Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV).
Program Highlights
- Allows borrowers to finance their improvements
- Great for borrowers who need a quick close
- Low single digit interest rates
- Streamline process with no prepayment clause
- A low interest-only 1-year term provides lower monthly payments
Property Types
- Investor 1-4: SFR, Condo, and 2-4 Units
12-Month Bank Statement
Nationwide
Alternative documentation designed for non-bankable loan scenarios. This loan program is uniquely structured toward investors and small business owners.
Program Highlights
- Fully amortized 5 to 30-year fix rates
- Great for borrowers who miss bank eligibility
- Lite documentation no global underwriting
- Flexible prepayment clause
- Owner occupied properties
Property Types
- Multi-Family Apartments (5+ Units)
- Mixed-Use & Mobile Home Parks
- Commercial: Office, Retail, Warehouse, Industrial, Self-Storage, and Automotive
Private Money
California Only
Structured for a quick closing without the red tape. We offer 1st and 2nd trust deeds financing for the purchase or refinance transactions. Providing creative solutions for your unique loan scenarios.
Program Highlights
- Lite documentation
- Speed & easy, No appraisal
- Interest only single-digit rates
- Foreclosure, Low Fico, Bankruptcy acceptable
- Broker Friendly – Referral Fees paid!
Property Types
- Investor 1-4: SFR, Condo, and 2-4 Units
- Multi-Family Apartments (5+ Units)
- Mixed-Use & Mobile Home Parks
- Commercial: Office, Retail, Warehouse, Industrial, Self-Storage, and Automotive
- Churches, Banquet Halls, Restaurants, Bars, Night Clubs, Motels, and Vacant Land
Contact Form
Get your free quote today using the portal below. Fill out any necessary info below and hear back from a professional agent in as little as 1-3 days.